Patience, discipline and risk management

Thanks to the advancement of internet, we manage to learn and invest globally.

Although J&M base in Malaysia, not only we invest in the local market, we made full use of the resources from internet and expand our portfolio globally.

To achieve financial freedom, the most important thing is to educate ourselves with proper financial knowledge. We begin with understanding ourselves and our risk profile; create an investment plan and strategy, and finally execute according to the plan and review every now and then.

We believe in creating wealth through buying undervalue stocks; creating cash flow through holding quality stocks and receiving dividend. We also hedge through short selling futures when market goes through correction. Of course, saying is easier than doing. Over the years, we made a lot of mistakes and we are still in the learning process.

It is not the matter of right or wrong in stock selection or short selling futures. It is the risk management. How much you made if you are right and how much you lose if you are wrong. Patience, discipline and risk management are what we learn throughout the years. Not to forget, we must have the passion and enjoy what we do.